📋 Estimated Breakdown
Your Weekly Taxable Pay—
Your Weekly Tax-Free Stipends—
Your Total Weekly Pay—
Estimated Agency Costs (taxes, insurance, overhead)—
Estimated Agency Profit—
Estimated Gross Bill Rate—
Your Share of Bill Rate—
Disclaimer: This calculator provides estimates based on industry averages. Actual bill rates vary by facility, location, agency, and contract terms. Agency costs include employer payroll taxes (~8%), workers' comp insurance (~3-5%), health insurance contributions, liability insurance, and operational overhead. This tool is for educational purposes to help you understand the economics of travel therapy — not a guarantee of any specific agency's margins.